Whether you want to keep your current equipment or start fresh with something brand new we can help you. We work with all of the top equipment manufacturers in the industry like Hypercom, Verifone, and Omni.

This option is great if you have a business where you will process credit card transactions in person and at the same location.

EQUIPMENT NEEDED: Desktop machine, phone line or internet connection.

Card Concepts offers a secure, virtual terminal (VT) solution for processing all major credit, debit and EBT cards with fast transaction times using a pc with high speed internet connectivity. This offering also enables customers to be configured for Recurring Payments in an automated fashion. The application supports commercial card level II enhanced data, qualifying you for lower interchange costs.

The VT application offers data retrieval and management information reporting 24 hours a day. Using this solution retail, restaurant, mail order/telephone order (MOTO) and eCommerce merchants have immediate, convenient and secure access to transaction processing and can obtain critical, current and historical business information with "point and click" ease.

FEATURES: Complete browser-based transaction processing. Supports recurring billing transactions. Supports an unrestricted number of simultaneous users. Real-time reporting. Employs industry standard secure data encryption technology - 128 bit Secure Socket Layer (SSL). Handles large number of transactions. Supports card swipe, PIN entry and ACH check guarantee transactions.

BENEFITS: Easy to use, cost effective interface requiring little or no disk space on PC; application upgrades are automatic. Reduces overhead by automating recurring transactions and providing service support. Increase merchant productivity. Streamlines back-office operations for transaction reporting and searches. Encryption levels safeguard customer information. Minimizes number of settlements delivering maximum uptime and increasing customer satisfaction at checkout. Increases customer satisfaction by accepting multiple forms of payment

EQUIPMENT NEEDED: Computer, high speed internet connection, USB Swiper, Firewall.

Touchtone capture offers merchants a simple and affordable alternative to terminal and paper-based credit card transaction processing. By dialing a toll-free number, you are connected to our Interactive Voice Response (IVR) unit. You use your touchtone keypad to enter the authorization request. Once approved, the transaction is automatically captured by the host draft capture system and held for settlement. Settlement occurs automatically once a day, or you can initiate it at any time. You can also access batch settlement totals to review and track daily activity.

FEATURES: Presents a simple solution if you have a low sales volume. Automatic access to multilingual voice operators. Supports Address Verification Service (AVS) and/or CVV2. Automatically routes calls through the MasterCard and Visa Automated Referral Service (ARS). Captures and settles approved transactions automatically.

BENEFITS: Cost-effective alternative to terminal and paper-based credit card transaction processing. Provides rapid response to authorization through use of a touchtone telephone in several languages. Reduces merchant processing costs by meeting bankcard association requirements for lower interchange rates. Affords faster funds availability with support for electronic settlement. Eliminates cumbersome and costly paper processing

EQUIPMENT NEEDED: Any touchtone telephone will work.